Paying too much for car insurance? Find out in about five minutes.

Most drivers renew the same policy year after year without checking what another carrier would charge for the same cover. CheapInsureRates makes that check painless: type in a ZIP code, answer a few questions about you and your car, and see what several carriers in your area would quote. Nothing is charged for the comparison and nothing forces you to move.

How it works

1. Enter your ZIP code The quote form starts with where you live, because rates differ a lot from one area to the next.
2. Answer a few questions A handful of details about you, your driving record and the car you drive. The advertiser says the whole thing takes 3 to 5 minutes.
3. Compare and choose Quotes from multiple carriers appear side by side. Pick one and finish the policy with that insurer, or keep the policy you have.

Why drivers use it

Shopping for car insurance usually means filling in the same form on five different websites. CheapInsureRates asks once and pulls quotes from multiple carriers in your area, so the prices land next to each other on one screen. When the numbers sit side by side, it is easy to see whether you are overpaying.

The headline figure is the advertiser's own: save up to 50% on car insurance. Read it as the top of the range, not a promise. What a carrier quotes you depends on your driving record, your car, where you live and the cover you choose, so your own saving may be smaller, or your current insurer may still be the best deal. Savings vary and are not promised.

Three things stay fixed whatever the quotes say. The comparison is 100% free, the advertiser promises no spam, and your data is handled on a secure form. CheapInsureRates is a comparison service rather than an insurer, so the policy, the price and the small print all come from the carrier you pick.

Read before you compare

CheapInsureRates, answered

Partner offer. This takes you to CheapInsureRates to compare prices. Each insurer sets its own price, coverage and who can get it. Savings of up to 50% are the advertiser's figure; savings vary and are not promised. CheapInsureRates, 2045 W Grand Ave, Ste B, Chicago, IL 60612.

Advertisement. AdvancePointly is a free loan-request and comparison referral service, not a lender and not an insurer. We are a marketing affiliate and may be paid when you request quotes. CheapInsureRates is a free quote comparison service, not an insurer; each insurer sets its own price, coverage and who can get it.