Behind on credit cards? Replace them with one monthly program payment.

Owe $10,000 or more on credit cards? The JG Wentworth debt resolution program works with your creditors to settle the balances you enroll for less than the full amount, while you make one monthly program payment instead of chasing several due dates. The free consultation is the quickest way to learn whether it fits you.

Three steps to one payment

1. Talk it through for free Start with a free call to a debt relief specialist. Explain what you owe, which accounts are behind, and what you can manage each month. There is no obligation to enroll.
2. Make one monthly program payment Several card bills become a single monthly program payment while JG Wentworth negotiates with your creditors and you set aside funds inside the program.
3. Settle enrolled debts and finish Expect 24 to 60 months in the program; the length depends on your situation. Debt free refers only to the unsecured debt you enrolled.

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Read this before you enroll

JG Wentworth, answered

By clicking "See If I Qualify," "Check My Debt Options," or "Start My Free Consultation," you agree that JG Wentworth may contact you at the number and email provided with calls, texts, or prerecorded/artificial voice messages about their products and services. Consent is not a condition of purchase. Message/data rates apply. You can withdraw consent anytime. Advertisement. This is a debt resolution program provided by JGW Debt Settlement, LLC ("JGW"). Program length varies depending on individual situation; programs are between 24 and 60 months in length. Average graduated clients realize approximate savings of 44% before the program fee and 21% after the program fee. Not all debts are eligible for enrollment and not every client completes the program, including because of their ability to save sufficient funds. Debt settlement can affect your credit. References to "debt free" refer only to enrolled unsecured debt. JGW offers this program in the following states: AL, AK, AZ, AR, CA, CO, FL, ID, IN, KY, LA, MD, MA, MI, MS, MO, NE, NM, NV, NY, NC, OK, PA, PR, SD, TN, TX, UT, VA, DC. If a consumer residing in any other state contacts JGW, they may be connected with a law firm that provides debt resolution services in their state. Debt resolution program results vary by individual situation, so these services are not appropriate for everyone. Savings resulting from successful negotiations may result in tax consequences; please consult a tax professional. The use of debt settlement services and the failure to make payments to creditors: (1) will likely adversely affect your creditworthiness and make it harder to obtain credit; (2) may result in your being subject to collections or being sued by creditors or debt collectors; and (3) may increase the amount of money you owe due to the accrual of fees and interest. Not all creditors will agree to reduce principal balance. JGW fees are calculated based on a percentage of the debt enrolled in the program. Read and understand the program terms before you enroll. JG Wentworth does not pay or assume any debts or provide legal, financial, tax advice, or credit repair services. Consult independent professionals for such advice. This is a solicitation.

Advertisement. AdvancePointly is a free loan-request and comparison referral service, not a lender, not an insurer, not a debt settlement company, and not JG Wentworth. If you request a consultation through this page, we may be compensated. A debt resolution program is not a loan and is not credit counseling.